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What Exactly is a Home Owners Association?

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by: JenShackel2010
Numero Total de Visualizações: 37
Número de Palavras: 494

Instead of just being a way for friends and neighbors to talk about their town, a home owners association can offer so much more. The first examples of home ownership associations were seen during the excellent go up in housing developments seen in the 1960s. During that time, people were moving away from the city in droves. Theoretically a home owner association is created to give people a forum to discuss their concerns and ideas about the place they live. Another purpose of any property owner's assocation is to allow the real estate developer a way to get out of financial responsibility to the houses he put together. Prior to making a homeowner association, the developer is accountable for all major decisions, including ones involving selling, building, and the management of the property.. In the beginning, the real estate developer acts as a nature of HOA. Once he has sold a certain number of properties, the associaton is given to the growing community who bought the homes. This trade of the HOA ownership has a significant impact on the commmunity as a whole. First, the development itself is often not provided a number of services available to the neighborhood outside the development; those services are seen as their responsibilty. Then the overall tax rate is raised because of the increase of new houses.These factors usually bring neighbors together in a common goal. Often they also pay a monthly fee to the HOA, about $30 above their mortgage and tax payments to help get what they need.The monthly addition cost is a way to fund the basic maintenance needs of the community includuing such things as roads, snow removal and lawn service.The HOA can potentially offer other things as well. It initiates yearly clean-up efforts by placing a dumpster on site for an advertised week. It pressures people to maintain their lawns to a uniform standard. And the people who live in the development watch out for one another's homes with unofficial subdivision block watch programs.Remember, that it is your right to inquire about past issues if you decide to move into an active HOA community. If you are required to bring something to the attention of the HOA at a regular meeting, make certain to tell an officer beforehand. This way they will be able to bring it up using Robert's Rules of order and keep the meeting running smoothly. Many home owner association members seem not to have anything to do with the world outside their development. They will know if a family who doesn't fit the community norm moves in. They will also be the ones to stop someone from parking Aunt Minnie's RV in their front yard or painting their house some weird color. Don't be afraid to get involved in the association; it's an opportunity for you to spread your wings as a community leader within your own little conclave, and maybe possibly, eventually, beyond it.

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